Taxes & Costs of Living
The cost of living in Bellingham is approximately 21% higher than the national average, though still notably more affordable than Seattle, which is nearly 42% more expensive. Washington State’s lack of a state income tax offers a financial advantage to residents, especially those with higher earnings. Property taxes in Bellingham average around $9.84 per $1,000 of assessed value, with only $1.89 per $1,000 going directly to the city. Housing prices have climbed steadily, with the median home value at $680,965 and the median sale price around $646,917 as of mid-2025. Rental costs average $1,946 per month, significantly lower than Seattle’s average of $3,200.
Utility costs in Bellingham are about 4.9% lower than the national average, with monthly energy bills averaging $191.36. Transportation expenses are also relatively modest, with gasoline priced around $4.10 per gallon, and public transit options like WTA buses offering monthly passes for under $30. Healthcare costs are 11.8% lower than Seattle’s, with a typical doctor’s visit costing about $170.50, and dental visits averaging $129.37. These factors contribute to a balanced cost profile, making Bellingham an attractive option for individuals and families seeking a high quality of life without the financial strain of larger urban centers.